Commuted Payment Gift Annuity | The American Society for Dermatologic Surgery

Commuted Payment Gift Annuity

How It Works

  • You transfer cash or securities to the American Society for Dermatologic Surgery. Our suggested minimum gift requirement is $10000.
  • Beginning on a specified date in the future, ASDS begins to pay you, or up to two annuitants you name, fixed annuity payments for a period of years that you determine.
  • Beneficiaries are recommended to be at least 65 to begin receiving payments and must be at least 40 to fund the gift.
  • The remaining balance passes to ASDS at the end of the term of years.


  • Commuting payments permits a higher annuity rate and generates a larger charitable deduction.
  • You can target your annuity payments for the period of years when you need them, such as between retirement and when you are eligible for full Social Security benefits.
  • The shorter the period of payments, the higher each payment will be.