Flexible Gift Annuity | The American Society for Dermatologic Surgery

Flexible Gift Annuity

The flexible gift annuity offers the same tax and security benefits that a deferred payment gift annuity provides, but with more options.

How It Works

  • You transfer cash or securities to the American Society for Dermatologic Surgery. Our suggested minimum gift requirement is $10,000.
  • You select a range of dates in the future (window) when you will want ASDS to begin paying you, or up to two annuitants you name, fixed annuity payments for life.
  • During the payment window, you request the start of payments.
  • Beneficiaries are recommended to be at least 40 to begin receiving payments and must be at least 65 to fund the gift.
  • The remaining balance passes to ASDS when the contract ends.


  • Deferral of payments permits a higher annuity rate and generates a larger charitable deduction. The deduction is calculated based upon the first date in your window on which you could elect to start payments.
  • You can target your annuity payments to begin when you need them, such as retirement.
  • The longer you elect to defer payments, the higher your payment will be.