Deferred Gift Annuity | The American Society for Dermatologic Surgery

Deferred Gift Annuity

As a younger donor still in high-earnings years, you are still saving for retirement and also trying to lower your taxable income.

How It Works

  • You transfer cash or securities to the American Society for Dermatologic Surgery. Our minimum gift requirement is $10,000.
  • Beginning on a specified date in the future, ASDS begins to pay you, or up to two annuitants you name, fixed annuity payments for life.
  • Generally, deferred gift annuities may be created by donors of any age. However, a beneficiary must be at least 40 years of age before deferred gift annuity payments commence to the beneficiary.
  • The remaining balance passes to ASDS when the contract ends.


  • Deferral of payments permits a higher annuity rate and generates a larger charitable deduction.
  • You can schedule your annuity payments to begin when you need extra cash flow, such as retirement years.
  • Payments are guaranteed and fixed, regardless of fluctuations in the market.
  • The longer you elect to defer payments, the higher your payment will be.